Detailed calculators, made easy to use โ built to help you understand your numbers and explore your options.
Each calculator lays out the inputs that matter โ adjust them to your situation and see how different scenarios play out. Each one comes as a web app and an Excel workbook โ buy once, use them online or offline, and keep both.
Or get all 5 tools for $39.99 โCompare buying vs. renting to see which may come out ahead โ with a projected break-even year, net worth estimates, year-by-year projections, and sensitivity analysis showing how changes in key variables can shift the break-even point.
Explore your path to financial independence. Estimate your retirement age based on your savings, withdrawal strategy (3โ4.5%), and life events โ set a target age to see what it takes, and test your plan with Monte Carlo simulation.
Compare estimated repayment plans side-by-side โ Standard, Extended, IBR, and RAP. Explore how extra payments could reduce your interest, view step-by-step breakdowns, and check PSLF eligibility.
Estimate your take-home pay for W-2 and 1099 income โ with federal, state, FICA, self-employment tax, QBI and pre-tax deductions, and a side-by-side comparison.
Estimate your freelance tax bill โ including self-employment, federal, and state income taxes, quarterly payments, and projected take-home pay. Works with W-2 + freelance income.
Get every PocketFin calculator together โ each one works the same as when bought on its own, with its web app and Excel workbook.
Buy once โ 5 web apps + 5 Excel workbooks, use them online or offline, and keep all of them.
Get the bundle โNothing to buy or sign up for โ open the page and start with your own numbers. Prefer a spreadsheet? Each one also has a free Excel workbook to download.
Split your take-home pay into Needs, Wants and Savings, compare it with what you actually spend, and see when your emergency fund reaches its goal โ month by month.
Compare the net cost of buying vs leasing the same car over the same period โ including equity, trade-ins, mileage fees, taxes and opportunity cost, plus a long-term view and a money factor โ APR converter.
Numbers are presented clearly, with explanations that make them easy to follow.
Change your inputs and see your results update directly in the browser.
Explore your numbers through charts, tables, and detailed analysis.
Tap ฦ next to a result to see its formula โ or open the Excel workbook, where every result is a live formula.
The calculators run directly in your browser, and your inputs are not sent to a server.
Use it online, or install it on your phone or computer and keep using it offline. Save each scenario as a new file and share it with a link โ and keep the Excel workbook too.