Simple ยท Precise ยท Personal

Clearer numbers,
without the guesswork.

Simple, focused calculators built to help you understand your numbers and explore your options.

See all tools Try Rent vs Buy โ†’
โœ“ Instant results
โœ“ Your data stays local
โœ“ Visual breakdowns
โœ“ Instant access
The toolkit

Five tools. Built around your numbers.

Each calculator focuses on a specific question, using your own numbers.

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Rent vs Buy Calculator

Compare buying vs. renting to see which may come out ahead โ€” with a projected break-even year, net worth estimates, year-by-year projections, and sensitivity analysis showing how changes in key variables can shift the break-even point.

Break-evenNet worth chart30-yr tableSensitivity
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๐Ÿ”ฅ

FIRE Calculator

Explore your path to financial independence. Estimate your retirement age based on your savings, withdrawal strategy (3.5โ€“4%+), and life events โ€” or set a target age to see what it takes to get there with Monte Carlo simulation.

FIRE numberRetirement ageMonte CarloLife events
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๐ŸŽ“

Student Loan Payoff Optimizer

Compare estimated repayment plans side-by-side โ€” Standard, Extended, IBR, and RAP. Explore how extra payments could reduce your interest, view step-by-step breakdowns, and check PSLF eligibility.

Plan comparisonExtra paymentsYear-by-yearPSLF check
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๐Ÿ’ต

Take-Home Pay Calculator

Estimate your take-home pay for W-2 and 1099 income โ€” with federal, state, FICA, self-employment tax, deductions, and a side-by-side comparison.

W-2 + 1099State taxFICASide-by-side
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๐Ÿงพ

Freelance Tax Calculator

Estimate your freelance tax bill โ€” including self-employment, federal, and state income taxes, quarterly payments, and projected take-home pay.

SE taxQuarterly est.State income taxTake-home
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Clear

Easy-to-understand results

Numbers are presented clearly, with explanations that make them easy to follow.

Fast

Results update instantly

Change your inputs and see your results update directly in the browser.

Visual

Charts and detailed breakdowns

Explore your numbers through charts, tables, and detailed analysis.

Private

Your data stays on your device

The calculators run directly in your browser, and your inputs are not sent to a server.