๐Ÿ”ฅ Retirement Planning

FIRE Calculator

Estimate your FIRE number, projected retirement timeline, and portfolio longevity โ€” based on your own numbers and the 4% Rule.

$16.99 instant access ยท no setup
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๐Ÿ”ฅ FIRE Calculator

Sample result โ€” Age 32, $55K saved, $60K income

Your FIRE Number
$1.14M
$40.0K/yr needed รท 3.5% withdrawal rate
FIRE Age
58 yrs
Years to FIRE
26 yrs
Portfolio lasts
60+ yrs
Monthly savings
$1,000
Current progress
5%
Savings rate
20%
Tool preview
FIRE inputs
FIRE number & withdrawal scenarios
Portfolio growth chart
Coast FIRE
Retire earlier goal mode
Goal comparison chart
Life events modeling
Life events impact
Monte Carlo setup
Monte Carlo results
What's inside

A complete view of your timeline

Based on the 4% Rule ยท Trinity Study (1998)

๐Ÿ”ฅ

FIRE Number

Estimate how much you need to retire โ€” based on your withdrawal rate and retirement expenses.

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Portfolio Growth Chart

See year-by-year how your portfolio grows until it hits your FIRE number.

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Coast FIRE

Find out if you can stop saving now and let compound interest do the rest.

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Retire at Your Target Age

Set a goal retirement age and see exactly what needs to change to get there.

๐Ÿ“…

Life Events Modeling

Add salary raises, career breaks, or big expenses and see how your FIRE timeline shifts.

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Monte Carlo Simulation

Run 1,000 random scenarios to see the probability your portfolio survives 40 years.

Inputs

Your numbers, not generic defaults

๐Ÿ“Š Your current situation

  • Current age & current savings
  • Annual income (after tax)
  • Annual expenses (current)
  • Pre-FIRE investment return
  • Post-FIRE investment return

๐Ÿ–๏ธ Retirement plan

  • Annual expenses in retirement
  • Withdrawal rate (3%โ€“4.5%)
  • Other income in retirement
  • Target retirement age (goal mode)
  • Life events (raises, breaks, lump sums)

Ready to explore your numbers?

Enter your numbers and see your FIRE plan in a clear, easy-to-understand format.

$16.99 ยท one-time payment
Get the calculator โ†’

instant access ยท no setup