Estimate your take-home pay after federal, FICA, state, and self-employment taxes. Supports W-2, 1099, QBI deduction, retirement contributions, and HSA/FSA deductions.
Sample result — $120K salary, single, 6% state tax
See your estimated taxes, deductions, and take-home income — for W-2 employees and 1099 freelancers.
Enter gross salary + pre-tax deductions (401k, IRA, HSA, FSA) → estimated annual and monthly net pay.
Enter revenue, business expenses, SEP-IRA → estimated net pay with SE tax and QBI deduction (§199A).
Every deduction shown line by line — federal income tax, Social Security, Medicare, state tax, additional Medicare.
Bar chart showing how much tax falls in each bracket (10%, 12%, 22%...) for your income level.
Compare estimated take-home for the same gross income as a W-2 employee vs a 1099 freelancer.
Estimated Q1–Q4 payment amounts to help self-employed filers set aside taxes throughout the year.
Enter your income and tax details to see an estimated take-home pay breakdown.
instant access · no setup